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Ask an RU: Contingent Liability Basics

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You’re reviewing the loan file and notice a line item under…
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[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move

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The loan is finally set to fund, but the processor calls out…
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[Ask an RU]: Demystifying Interested Party Contributions, Financing Concessions and Sales Concessions

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Ever get confused over what the difference is between financing…
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[Ask an RU] Underwriting Mortgages for DACA Borrowers

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Since the inception of the Deferred Action for Childhood Arrivals…
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[Ask an RU] Underwriting a Mortgage with Tip Income

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If you’ve ever worked in the service industry or know someone…
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[Ask an RU] Permanent Heat Source Requirements

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As you start turning up your thermostat to ward off dropping…
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[Ask an RU] Qualifying with Rental Income from a Departure Property

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The calculation of rental income from a departure property can…
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[Ask an RU] Underwriting Mortgages with Student Loan Debt

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With a record 44.7 million Americans with some level of student…
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[Ask an RU] Underwriting a File with Cannabis Income

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Working for or owning a cannabis business has become a commonplace…
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[Ask an RU] Got Solar? Questions to Ask When Underwriting a Home with Solar Power

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Solar power is gaining momentum in the U.S., and we’re moving…