Entries by Brian Kucab

New Year, New Concerns: Post-COVID Underwriting in 2021

A version of this post originally appeared in the Scotsman Guide.  A new year often brings new opportunities, but it also can bring new challenges. With the impacts of the COVID-19 pandemic still rippling throughout the industry, there are still pandemic-related underwriting concerns that must be addressed. Some concerns like income and employment are not […]

How Has COVID-19 Impacted the Underwriting Process?

This post originally appeared in The MReport. Over the last few months, COVID-19 has taken the world by storm and caused individuals and businesses to quickly change their day-to-day processes to ensure everyone remains safe and healthy. While this is a necessity and it’s not necessarily business as usual, it’s still business simply with different […]

The Lighthouse Over The Horizon as Mortgage Underwriting Changes

It has been said before, but it is worth saying again: Mortgage underwriting is changing. With today’s technology offerings of new system capabilities and “big data,” the mortgage underwriting processes and tactics of old just don’t work as efficiently anymore. As a result of these technological changes, there continues to be much speculation on the […]