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Ask an RU: Understanding Construction-to-Permanent (C2P) Loans

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[Updated August 2, 2024] More families are looking to move…
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Breaking Down GSEs’ 97 LTV Loan Programs and How Enact MI Can Help

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Purchasing a home can be an exciting, but daunting process for…

Coverage from the Ground Up: Your Guide to Construction-to-Permanent (C2P) Loans

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[Updated August 2, 2024] So, your borrowers have decided to…
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DEI Considerations: Let’s Talk Expanded Nontraditional Credit Guidelines

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In an effort to enact a more diverse, equitable and inclusive…
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Back to Basics: Understanding Delegated and Non-Delegated MI Underwriting

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During the homebuying process, all the paperwork that a borrower…
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Ask an RU: Tips to Submit Quality Loan Originations

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We’re all human… and humans will make errors on occasion.…
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Ask an RU: A Comprehensive List of Tips for First Pass Approvals

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We understand that you’d like to have a clear to close commitment…
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Ask an RU: Contingent Liability Basics

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You’re reviewing the loan file and notice a line item under…
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[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move

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The loan is finally set to fund, but the processor calls out…
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New Year, New Concerns: Post-COVID Underwriting in 2021

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A version of this post originally appeared in the Scotsman Guide.  A…