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All 12 /Appraisals 1 /FTHBs 0 /Housing/Economy 0 /Infographics 0 /Leadership 0 /Lending Technology 0 /Loan Officer Trends 5 /Mortgage Insurance 2 /Process Improvement 2 /Processing 0 /Underwriting 7 /Videos 0

Ask an RU: Underwriting Loans with Restricted Stock Units as Income

[Last updated April 28, 2025; originally published July 29, 2021]

It’s…

April 28, 2025/by Enact

Managing Metrics: 4 Insights to Maximize How You Use Your Data

Originally published November 2022; checked for accuracy April…

April 3, 2025/by Enact

Navigating the New Normal: The Impact of Climate-Related Events on Real Estate Markets and Appraisals

In recent years, climate-related events have begun to affect…

March 20, 2025/by Enact

Prevent Errors with our 2024 Income Calculation Tools and Tips

Checked for accuracy on March 11, 2025; originally published…

March 13, 2025/by Enact

Ask an RU: A Guide to Navigating Employer Relocation Loan Scenarios

As you work with your borrowers, you may face an instance of…

February 20, 2025/by Enact

Problem Solving Tips for Long-Term Business Solutions

Checked for accuracy on January 23, 2025.

In today’s fast-paced…

February 5, 2025/by Enact

Ask an RU: How do I Calculate Rental Income for Primary Residence Conversions?

Rental income has been a popular guideline topic over the last…

December 19, 2024/by Enact

What Happened in 2024: A Current Snapshot of the Housing and Mortgage Markets

In a recent webinar, our own Mike Derstine, EVP and Chief Risk…

December 9, 2024/by Enact

Ask an RU: How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?

Checked for accuracy on January 31, 2025.

The best part about…

October 31, 2024/by Enact

Ask an RU: Best Practices to Handle Assets and Reserves for Loans?

Borrowers come with many stories and backgrounds. That’s why…

September 26, 2024/by Enact

Ask an RU: Any Updates to Manufactured Housing Requirements?

Checked for accuracy on January 31, 2025.

Manufactured housing…

August 22, 2024/by Enact

Ask an RU: What makes a Condominium Non-Warrantable?

Checked for accuracy on January 31, 2025.

You’ve got a borrower…

July 23, 2024/by Enact