
Ask an RU: A Comprehensive List of Tips for First Pass Approvals
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We understand that you’d like to have a clear to close commitment…

Ask an RU: Underwriting Loans with Restricted Stock Units as Income
It’s an ordinary day of underwriting mortgage files and then…

Ask an RU: Borrower Minimum Contribution Basics
As an underwriter, it can seem as though there are many important…

Ask an RU: Contingent Liability Basics
You’re reviewing the loan file and notice a line item under…

[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move
The loan is finally set to fund, but the processor calls out…

New Year, New Concerns: Post-COVID Underwriting in 2021
A version of this post originally appeared in the Scotsman Guide.
A…

Avoiding Burnout in a Virtual World
March 2021 marks a full year of working virtually for many of…

[Ask an RU]: Demystifying Interested Party Contributions, Financing Concessions and Sales Concessions
Ever get confused over what the difference is between financing…

5 Tips to Reviewing 2020 Tax Returns
While it’s early in the tax season, you may still find some…

[Ask an RU] Types of C-to-P Loans
As the demand for new construction continues to increase thanks…