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Ask an RU: Any Updates to Manufactured Housing Requirements?

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Manufactured housing requirements have certainly seen some revisions…
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Ask an RU: What makes a Condominium Non-Warrantable?

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You’ve got a borrower interested in buying a condominium (condo…
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Ask an RU: Navigating Loan Scenarios with Borrowers on Temporary Leave

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Everyone needs some time off, our borrowers included!  We have…
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Ask an RU: How HFA and DPA Programs are Helping Tackle Affordability Issues

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Affordability has been top of mind for many in the housing industry,…

QA Trends: A Discussion on Primary Residence Conversions

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In recent years, the mortgage industry has seen a rise in occupancy…
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Ask an RU: An Exploration of Home Loan Assumptions

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When a borrower pursues the homebuying process, they may come…
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Ask an RU: Underwriting Loans with Restricted Stock Units as Income

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[Updated March 2024; originally published July 29, 2021] It’s…
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Ask an RU: Accessory Dwelling Units (ADUs) and How They Can Impact Your Loans

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Accessory Dwelling Units (ADU), previously known as in-law suites…
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Ask an RU: Everything you Need to Know about Non-Arm’s Length Transactions

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Referrals and networking are key tactics that many of us rely…
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6 Tips for First Pass Approval When Submitting a Non-Delegated MI Application

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Underwriting non-delegated loans requires a lot of diligence…