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Ask an RU: Underwriting Loans with Restricted Stock Units as Income

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It’s an ordinary day of underwriting mortgage files and then…
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Ask an RU: Borrower Minimum Contribution Basics

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As an underwriter, it can seem as though there are many important…
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Ask an RU: Contingent Liability Basics

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You’re reviewing the loan file and notice a line item under…
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[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move

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The loan is finally set to fund, but the processor calls out…

New Year, New Concerns: Post-COVID Underwriting in 2021

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A version of this post originally appeared in the Scotsman Guide.  A…

Avoiding Burnout in a Virtual World

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March 2021 marks a full year of working virtually for many of…
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[Ask an RU]: Demystifying Interested Party Contributions, Financing Concessions and Sales Concessions

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Ever get confused over what the difference is between financing…
Enact MI Blog

5 Tips to Reviewing 2020 Tax Returns

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While it’s early in the tax season, you may still find some…
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[Ask an RU] Types of C-to-P Loans

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As the demand for new construction continues to increase thanks…

5 Tips to Ensure a Smooth Underwriting Submission Process

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Your borrower found the perfect home. You’ve collected and…