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Ask an RU: Top Compensating Factors to Help More Borrowers Get into a Home

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Not all mortgage loan submissions are the same! When you are…
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Ask an RU: How Do Citizenship and Residency Impact a Borrower’s Mortgage?

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When working with borrowers, you must first determine if your…

QA Trends: MI Decision Tips to Improve Quality and Help Prevent Fraud

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Whether you’re the fastest or the most thorough, we’re all…
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Ask an RU: Renovation Loans For Borrowers Seeking Home Upgrades

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A borrower wants to upgrade, update, add, or change their home,…
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Ask an RU: Everything You’ll Need to Know About Gifts, Gifts of Equity and Gift Funds

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We strive to help lenders bring the dream of homeownership to…
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Ask an RU: Understanding Construction-to-Permanent (C2P) Loans

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[Updated April 4, 2024] More families are looking to move…
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Breaking Down GSEs’ 97 LTV Loan Programs and How Enact MI Can Help

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Purchasing a home can be an exciting, but daunting process for…

Coverage from the Ground Up: Your Guide to Construction-to-Permanent (C2P) Loans

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So, your borrowers have decided to build their home or pursue…
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DEI Considerations: Let’s Talk Expanded Nontraditional Credit Guidelines

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In an effort to enact a more diverse, equitable and inclusive…
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Back to Basics: Understanding Delegated and Non-Delegated MI Underwriting

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During the homebuying process, all the paperwork that a borrower…