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Ask an RU: How do I Calculate Rental Income for Primary Residence Conversions?
Rental income has been a popular guideline topic over the last…
December 19, 2024/by EnactWhat Happened in 2024: A Current Snapshot of the Housing and Mortgage Markets
In a recent webinar, our own Mike Derstine, EVP and Chief Risk…
December 9, 2024/by EnactAsk an RU: How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?
The best part about the mortgage industry is that we have the…
October 31, 2024/by EnactAsk an RU: Best Practices to Handle Assets and Reserves for Loans?
Borrowers come with many stories and backgrounds. That’s why…
September 26, 2024/by EnactAsk an RU: Any Updates to Manufactured Housing Requirements?
Manufactured housing requirements have certainly seen some revisions…
August 22, 2024/by EnactAsk an RU: What makes a Condominium Non-Warrantable?
You’ve got a borrower interested in buying a condominium (condo…
July 23, 2024/by EnactAppraisal Trends: Understanding and Preventing Appraisal Bias
We know how important appraisals are to getting hopeful homeowners…
June 27, 2024/by EnactAsk an RU: Navigating Loan Scenarios with Borrowers on Temporary Leave
Everyone needs some time off, our borrowers included! We have…
June 20, 2024/by EnactAsk an RU: How HFA and DPA Programs are Helping Tackle Affordability Issues
Affordability has been top of mind for many in the housing industry,…
May 30, 2024/by EnactQA Trends: A Discussion on Primary Residence Conversions
In recent years, the mortgage industry has seen a rise in occupancy…
May 16, 2024/by EnactAsk an RU: An Exploration of Home Loan Assumptions
When a borrower pursues the homebuying process, they may come…
April 19, 2024/by EnactAsk an RU: Underwriting Loans with Restricted Stock Units as Income
[Updated March 2024; originally published July 29, 2021]
It’s…
March 21, 2024/by EnactIt’s…
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