Rental income has been a popular guideline topic over the last…
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Enact2024-12-19 11:03:522024-12-19 11:15:58Ask an RU: How do I Calculate Rental Income for Primary Residence Conversions?In a recent webinar, our own Mike Derstine, EVP and Chief Risk…
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Enact2024-12-09 16:19:152024-12-09 16:38:39What Happened in 2024: A Current Snapshot of the Housing and Mortgage MarketsThe best part about the mortgage industry is that we have the…
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Enact2024-10-31 10:16:242024-10-31 10:16:24Ask an RU: How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?Borrowers come with many stories and backgrounds. That’s why…
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Enact2024-09-26 17:24:102024-09-26 17:26:16Ask an RU: Best Practices to Handle Assets and Reserves for Loans?Manufactured housing requirements have certainly seen some revisions…
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Enact2024-08-22 17:01:432024-08-30 06:24:07Ask an RU: Any Updates to Manufactured Housing Requirements?You’ve got a borrower interested in buying a condominium (condo…
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Enact2024-07-23 10:42:142024-11-08 15:30:00Ask an RU: What makes a Condominium Non-Warrantable?We know how important appraisals are to getting hopeful homeowners…
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Enact2024-06-27 11:51:022024-06-27 11:51:02Appraisal Trends: Understanding and Preventing Appraisal BiasEveryone needs some time off, our borrowers included! We have…
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Enact2024-06-20 14:29:492024-06-28 16:28:20Ask an RU: Navigating Loan Scenarios with Borrowers on Temporary LeaveAffordability has been top of mind for many in the housing industry,…
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Enact2024-05-30 16:30:092024-06-28 16:28:59Ask an RU: How HFA and DPA Programs are Helping Tackle Affordability IssuesIn recent years, the mortgage industry has seen a rise in occupancy…
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Enact2024-05-16 11:36:452024-05-30 17:00:02QA Trends: A Discussion on Primary Residence ConversionsWhen a borrower pursues the homebuying process, they may come…
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Enact2024-04-19 08:26:362024-06-28 16:29:08Ask an RU: An Exploration of Home Loan Assumptions[Updated March 2024; originally published July 29, 2021]
It’s…
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Enact2024-03-21 16:00:352024-06-28 16:29:18Ask an RU: Underwriting Loans with Restricted Stock Units as Income