A version of this post originally appeared in the Scotsman Guide. A new year often brings new opportunities, but it also can bring new challenges. With the impacts of the COVID-19 pandemic still rippling throughout the industry, there are still pandemic-related underwriting concerns that must be addressed. Some concerns like income and employment are not […]
Author Archive for: Brian.Kucab
About Brian Kucab
Brian Kucab is Director of MI Pricing at Enact. He was recently Director of Underwriting, and has held leadership roles with a focus on risk assessment and mitigation, as well as process enhancement.
Brian began his career in financial services as a residential underwriter before joining Enact in 2007 to focus on contract underwriting recourse. In 2009, he moved into loss mitigation as Director of Investigations, with responsibility for delinquent loan reviews and forensic underwriting. He returned to underwriting in 2013 to lead onsite customer fulfillment and product management before assuming his current role.
Brian is a long-time resident of Raleigh, NC, where he attended North Carolina State and currently lives with his wife of two years and their two dogs.
Entries by Brian Kucab
Your borrower found the perfect home. You’ve collected and prepared their paperwork. Now it’s time to secure that mortgage. You both want a smooth process, so what can you do to ensure a quick and easy underwriting submission process, and one that is more likely to achieve a first-pass approval? After all, submitting a full […]
This post originally appeared in The MReport. Over the last few months, COVID-19 has taken the world by storm and caused individuals and businesses to quickly change their day-to-day processes to ensure everyone remains safe and healthy. While this is a necessity and it’s not necessarily business as usual, it’s still business simply with different […]
It has been said before, but it is worth saying again: Mortgage underwriting is changing. With today’s technology offerings of new system capabilities and “big data,” the mortgage underwriting processes and tactics of old just don’t work as efficiently anymore. As a result of these technological changes, there continues to be much speculation on the […]