Economic Updates

Explore the latest trending economic observations, straight from the expertise of our Chief Economist, Jeff Bridges.

Underwriting

Stay informed with underwriting guidance, risk tools, and industry best practices.

Pre-MI DTI vs. Eligibility DTI: Avoid Pricing Surprises and Loan Delays
Underwriting
Mortgage Insurance

Pre-MI DTI vs. Eligibility DTI: Avoid Pricing Surprises and Loan Delays

Feb 19, 2026
4
 min read
Fannie Mae vs. Freddie Mac: Know Your Options, Make Confident Decisions
Underwriting
Loan Origination

Fannie Mae vs. Freddie Mac: Know Your Options, Make Confident Decisions

Jan 15, 2026
7
 min read
What are the Document Requirements for Borrowers Selling Personal Assets for a Down Payment?
Underwriting

What are the Document Requirements for Borrowers Selling Personal Assets for a Down Payment?

Dec 11, 2025
4
 min read
How can Interested Party Contributions Help More Borrowers Become Homeowners?
Underwriting
Insights & Trends

How can Interested Party Contributions Help More Borrowers Become Homeowners?

Oct 16, 2025
5
 min read
Expanding Access: The Power of Nontraditional Credit in Underwriting
Underwriting
Insights & Trends

Expanding Access: The Power of Nontraditional Credit in Underwriting

Sep 18, 2025
5
 min read
Everything You’ll Need to Know About Gifts of Equity
Underwriting

Everything You’ll Need to Know About Gifts of Equity

Jul 21, 2025
3
 min read
What are the Requirements for Borrowers to Use Personal Gift Funds?
Underwriting

What are the Requirements for Borrowers to Use Personal Gift Funds?

Jul 17, 2025
7
 min read
Underwriting Loans with Restricted Stock Units as Income
Underwriting

Underwriting Loans with Restricted Stock Units as Income

Apr 28, 2025
10
 min read
A Guide to Navigating Employer Relocation Loan Scenarios
Underwriting

A Guide to Navigating Employer Relocation Loan Scenarios

Feb 20, 2025
3
 min read
How do I Calculate Rental Income for Primary Residence Conversions?
Underwriting

How do I Calculate Rental Income for Primary Residence Conversions?

Dec 19, 2024
4
 min read
How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?
Underwriting

How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?

Oct 31, 2024
5
 min read
Best Practices to Handle Assets and Reserves for Loans?
Underwriting

Best Practices to Handle Assets and Reserves for Loans?

Sep 26, 2024
5
 min read