Entries by Enact

Navigating the New Normal: The Impact of Climate-Related Events on Real Estate Markets and Appraisals

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In recent years, climate-related events have begun to affect areas that were once considered less vulnerable. From wildfires in Lahaina, Hawaii—an area not traditionally known for such occurrences—to drought-induced saltwater intrusion in the Mississippi River, new environmental challenges are influencing landscapes and communities. This article, from our own David Foster, Enact’s Senior Real Estate Appraiser, […]

Prevent Errors with our 2024 Income Calculation Tools and Tips

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Checked for accuracy on March 11, 2025; originally published March 2023. We’ve got income calculation tools and tips to help you prevent calculation errors that can be costly and time consuming to fix. Our Income Calculation Tools page houses a collection of downloadable calculators and reference guides to help you analyze income to include a […]

Ask an RU: Best Practices to Handle Assets and Reserves for Loans?

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Borrowers come with many stories and backgrounds. That’s why you’ll need to be prepared on how to best navigate their various types of assets and reserves. We’ve got you covered! Marilyn Richter, Regional Underwriter at Enact, dives into some best practices on how to handle assets and reserves when you need an underwrite for your […]

Ask an RU: Any Updates to Manufactured Housing Requirements?

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Checked for accuracy on January 31, 2025. Manufactured housing requirements have certainly seen some revisions since we last covered this topic in 2020! We’ve seen significant improvements to single wide manufactured housing and HUD data plate and certificate label guidelines. But how will these updates impact you and your customers? With over 20 million Americans […]

Ask an RU: What makes a Condominium Non-Warrantable?

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Checked for accuracy on January 31, 2025. You’ve got a borrower interested in buying a condominium (condo for short) – great! But how do you approach the mortgage loan process if the condo is non-warrantable? Understanding what makes a condo warrantable vs. non-warrantable is key to navigating loans with this property type. And, you’ll be […]