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Ask an RU: How do I Calculate Rental Income for Primary Residence Conversions?

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Rental income has been a popular guideline topic over the last…
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Ask an RU: How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?

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The best part about the mortgage industry is that we have the…
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Ask an RU: Best Practices to Handle Assets and Reserves for Loans?

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Borrowers come with many stories and backgrounds. That’s why…
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Ask an RU: Any Updates to Manufactured Housing Requirements?

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Manufactured housing requirements have certainly seen some revisions…
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Ask an RU: What makes a Condominium Non-Warrantable?

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You’ve got a borrower interested in buying a condominium (condo…
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Ask an RU: Navigating Loan Scenarios with Borrowers on Temporary Leave

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Everyone needs some time off, our borrowers included!  We have…
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Ask an RU: How HFA and DPA Programs are Helping Tackle Affordability Issues

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Affordability has been top of mind for many in the housing industry,…
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Ask an RU: An Exploration of Home Loan Assumptions

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When a borrower pursues the homebuying process, they may come…
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Ask an RU: Underwriting Loans with Restricted Stock Units as Income

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[Updated March 2024; originally published July 29, 2021] It’s…
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Ask an RU: Accessory Dwelling Units (ADUs) and How They Can Impact Your Loans

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Accessory Dwelling Units (ADU), previously known as in-law suites…