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Ask an RU: A Guide to Navigating Employer Relocation Loan Scenarios

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As you work with your borrowers, you may face an instance of…
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Ask an RU: How do I Calculate Rental Income for Primary Residence Conversions?

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Rental income has been a popular guideline topic over the last…
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Ask an RU: How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?

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Checked for accuracy on January 31, 2025. The best part about…
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Ask an RU: Best Practices to Handle Assets and Reserves for Loans?

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Borrowers come with many stories and backgrounds. That’s why…
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Ask an RU: Any Updates to Manufactured Housing Requirements?

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Checked for accuracy on January 31, 2025. Manufactured housing…
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Ask an RU: What makes a Condominium Non-Warrantable?

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Checked for accuracy on January 31, 2025. You’ve got a borrower…
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Ask an RU: Navigating Loan Scenarios with Borrowers on Temporary Leave

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Everyone needs some time off, our borrowers included!  We have…
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Ask an RU: How HFA and DPA Programs are Helping Tackle Affordability Issues

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Affordability has been top of mind for many in the housing industry,…
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Ask an RU: An Exploration of Home Loan Assumptions

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When a borrower pursues the homebuying process, they may come…
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Ask an RU: Underwriting Loans with Restricted Stock Units as Income

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[Last updated February 2025; originally published July 29, 2021] It’s…