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Ask an RU: How HFA and DPA Programs are Helping Tackle Affordability Issues

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Affordability has been top of mind for many in the housing industry,…
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Ask an RU: An Exploration of Home Loan Assumptions

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When a borrower pursues the homebuying process, they may come…
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Ask an RU: Underwriting Loans with Restricted Stock Units as Income

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[Updated March 2024; originally published July 29, 2021] It’s…
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Ask an RU: Accessory Dwelling Units (ADUs) and How They Can Impact Your Loans

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Accessory Dwelling Units (ADU), previously known as in-law suites…
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Ask an RU: Everything you Need to Know about Non-Arm’s Length Transactions

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Referrals and networking are key tactics that many of us rely…
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Ask an RU: Top Compensating Factors to Help More Borrowers Get into a Home

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Not all mortgage loan submissions are the same! When you are…
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Ask an RU: How Do Citizenship and Residency Impact a Borrower’s Mortgage?

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When working with borrowers, you must first determine if your…
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Ask an RU: Renovation Loans For Borrowers Seeking Home Upgrades

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A borrower wants to upgrade, update, add, or change their home,…
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Ask an RU: Everything You’ll Need to Know About Gifts, Gifts of Equity and Gift Funds

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We strive to help lenders bring the dream of homeownership to…
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Ask an RU: Understanding Construction-to-Permanent (C2P) Loans

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[Updated April 4, 2024] More families are looking to move…