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Ask an RU: Any Updates to Manufactured Housing Requirements?
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Manufactured housing requirements have certainly seen some revisions…
Ask an RU: What makes a Condominium Non-Warrantable?
You’ve got a borrower interested in buying a condominium (condo…
Ask an RU: Navigating Loan Scenarios with Borrowers on Temporary Leave
Everyone needs some time off, our borrowers included! We have…
Ask an RU: How HFA and DPA Programs are Helping Tackle Affordability Issues
Affordability has been top of mind for many in the housing industry,…
Ask an RU: An Exploration of Home Loan Assumptions
When a borrower pursues the homebuying process, they may come…
Ask an RU: Underwriting Loans with Restricted Stock Units as Income
[Updated March 2024; originally published July 29, 2021]
It’s…
Ask an RU: Accessory Dwelling Units (ADUs) and How They Can Impact Your Loans
Accessory Dwelling Units (ADU), previously known as in-law suites…
Ask an RU: Everything you Need to Know about Non-Arm’s Length Transactions
Referrals and networking are key tactics that many of us rely…
Ask an RU: Top Compensating Factors to Help More Borrowers Get into a Home
Not all mortgage loan submissions are the same! When you are…
Ask an RU: How Do Citizenship and Residency Impact a Borrower’s Mortgage?
When working with borrowers, you must first determine if your…