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Back to Basics

Back to Basics: Understanding Delegated and Non-Delegated MI Underwriting

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During the homebuying process, all the paperwork that a borrower…
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Ask an RU: Tips to Submit Quality Loan Originations

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We’re all human… and humans will make errors on occasion.…
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Ask an RU: A Comprehensive List of Tips for First Pass Approvals

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We understand that you’d like to have a clear to close commitment…
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Ask an RU: Borrower Minimum Contribution Basics

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As an underwriter, it can seem as though there are many important…
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Ask an RU: Contingent Liability Basics

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You’re reviewing the loan file and notice a line item under…
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[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move

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The loan is finally set to fund, but the processor calls out…
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New Year, New Concerns: Post-COVID Underwriting in 2021

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A version of this post originally appeared in the Scotsman Guide.  A…
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[Ask an RU]: Demystifying Interested Party Contributions, Financing Concessions and Sales Concessions

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Ever get confused over what the difference is between financing…
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How Has COVID-19 Impacted the Underwriting Process?

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This post originally appeared in The MReport. Over the last…
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[Ask an RU] Permanent Heat Source Requirements

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As you start turning up your thermostat to ward off dropping…