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Ask an RU: Renovation Loans For Borrowers Seeking Home Upgrades
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A borrower wants to upgrade, update, add, or change their home,…

Ask an RU: Everything You’ll Need to Know About Gifts, Gifts of Equity and Gift Funds
We strive to help lenders bring the dream of homeownership to…

Ask an RU: Understanding Construction-to-Permanent (C2P) Loans
More families are looking to move up, move out of apartment living,…

Breaking Down GSEs’ 97 LTV Loan Programs and How Enact MI Can Help
Purchasing a home can be an exciting, but daunting process for…

Coverage from the Ground Up: Your Guide to Construction-to-Permanent (C2P) Loans
So, your borrowers have decided to build their home or pursue…

DEI Considerations: Let’s Talk Expanded Nontraditional Credit Guidelines
In an effort to enact a more diverse, equitable and inclusive…

Ask an RU: Tips to Submit Quality Loan Originations
We’re all human… and humans will make errors on occasion.…

Ask an RU: A Comprehensive List of Tips for First Pass Approvals
We understand that you’d like to have a clear to close commitment…

Ask an RU: Underwriting Loans with Restricted Stock Units as Income
It’s an ordinary day of underwriting mortgage files and then…

Ask an RU: Contingent Liability Basics
You’re reviewing the loan file and notice a line item under…