[This 5-part series features a deep dive into each of Enact’s FTHB Kit topics. We will also go in-depth into other relevant topics on first-time homebuyers (FTHBs) like questions to ask a real estate agent, understanding credit, using a house hunting checklist, and more.] Homebuying can be intimidating, expensive and it can put a lot […]
[This 5-part series features a deep dive into each of Enact’s FTHB Kit topics. We will also go in-depth into other relevant topics on first-time homebuyers like questions to ask a real estate agent, understanding credit, using a house hunting checklist, and more.] The dream of homeownership, mixed with the realities of low inventory and […]
A version of this post originally appeared on MortgageOrb. More companies are directing time and resources to create equity in housing and homeownership. As part of that effort, one must understand why housing is inequitable today. There seems to be universal agreement in the mortgage and housing industries that education is key. However, it is […]
We understand that you’d like to have a clear to close commitment the very first time you submit your file… Well, crossing your T’s and dotting your I’s doesn’t have to be daunting during the underwriting process, although it can certainly feel that way! You can easily receive a “First Pass Approval” by following some […]
June is National Homeownership Month, a time to celebrate the benefits that homeownership brings to families, neighborhoods, and communities across America. It’s also an opportune time for you to educate prospective borrowers on the value of homeownership. We’re discussing topics like the housing market, the benefits of homeownership, the challenges first-time homebuyers face, and how […]
June is National Homeownership Month, a time to celebrate the benefits that homeownership brings to families, neighborhoods, and communities across America. It’s also an opportune time for you to educate prospective borrowers and first-time homebuyers on the value of homeownership. We’re discussing topics like the housing market, the benefits of homeownership, the challenges first-time homebuyers […]
A version of this post originally appeared on MortgageOrb. What does “agility” mean for mortgage lenders and servicers today, more than a year since the COVID-19 crisis began in the U.S.? One thing is for sure, “agility” doesn’t mean quite the same thing as it did pre-pandemic. So what lessons have mortgage lenders – who […]
We’ve talked about how important referrals are and how thinking like a spider can help you tap into a variety of groups for consistent, fresh referrals. Thinking like a spider is your main concept for setting up your referral network, but what about actually asking for referrals? That’s what we’ll cover in this post. Why […]
You’re reviewing the loan file and notice a line item under liabilities that indicate John and Jane Smith are co-signers on their son’s car loan. What you’ve just uncovered is a contingent liability. No need to raise the alarm or stop the file – there are just a few things to know about contingent liabilities […]
This post originally appeared in The MReport’s October 2020 Edition. While women have come a long way in leadership over the past decade, there’s still much more work to be done. According to the Center for American Progress, women make up over 50% of the US population, but women only account for five percent of […]