Underwriting & Processing Loans Hub
Get insightful tips from our Ask an RU series and information to improve processing loans and underwriting efforts. We’ve got you covered.
Ask an RU Series
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Enact2024-12-19 11:03:522024-12-19 11:15:58Ask an RU: How do I Calculate Rental Income for Primary Residence Conversions?
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Enact2024-10-31 10:16:242024-10-31 10:16:24Ask an RU: How do I Navigate Fluctuating/ Variable Income on Mortgage Loans?
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Enact2024-09-26 17:24:102024-09-26 17:26:16Ask an RU: Best Practices to Handle Assets and Reserves for Loans?
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Enact2024-08-22 17:01:432024-08-30 06:24:07Ask an RU: Any Updates to Manufactured Housing Requirements?
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Enact2024-07-23 10:42:142024-11-08 15:30:00Ask an RU: What makes a Condominium Non-Warrantable?
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Enact2024-06-20 14:29:492024-06-28 16:28:20Ask an RU: Navigating Loan Scenarios with Borrowers on Temporary Leave
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Enact2024-05-30 16:30:092024-06-28 16:28:59Ask an RU: How HFA and DPA Programs are Helping Tackle Affordability Issues
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Enact2024-04-19 08:26:362024-06-28 16:29:08Ask an RU: An Exploration of Home Loan Assumptions
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Enact2024-03-21 16:00:352024-06-28 16:29:18Ask an RU: Underwriting Loans with Restricted Stock Units as Income
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Enact2024-02-15 13:45:312024-06-28 16:29:28Ask an RU: Accessory Dwelling Units (ADUs) and How They Can Impact Your Loans
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Enact2023-12-12 17:00:262024-06-28 16:29:36Ask an RU: Everything you Need to Know about Non-Arm’s Length Transactions
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Enact2023-07-27 13:52:232024-06-28 16:35:46Ask an RU: Top Compensating Factors to Help More Borrowers Get into a Home
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Enact2023-06-21 17:00:252024-06-28 16:36:07Ask an RU: How Do Citizenship and Residency Impact a Borrower’s Mortgage?
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Enact2023-05-18 14:55:132024-06-28 16:53:43Ask an RU: Renovation Loans For Borrowers Seeking Home Upgrades
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Enact2023-03-23 16:46:212024-06-28 16:36:27Ask an RU: Everything You’ll Need to Know About Gifts, Gifts of Equity and Gift Funds
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Enact2023-02-02 10:12:322024-08-02 11:31:29Ask an RU: Understanding Construction-to-Permanent (C2P) Loans
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Enact2022-08-24 19:22:232024-06-28 16:36:53Ask an RU: Tips to Submit Quality Loan Originations
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Enact2022-07-07 12:03:272024-06-28 16:37:03Ask an RU: A Comprehensive List of Tips for First Pass Approvals
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Enact2021-04-29 14:23:392024-06-28 16:40:01Ask an RU: Contingent Liability Basics
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Enact2021-03-18 11:00:422024-06-28 16:41:04[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move
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Enact2021-02-25 15:22:562024-06-28 16:42:47[Ask an RU]: Demystifying Interested Party Contributions, Financing Concessions and Sales Concessions
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Enact2020-11-19 14:07:272021-10-19 12:51:03[Ask an RU] Underwriting Mortgages for DACA Borrowers
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Enact2020-10-29 09:52:542021-10-19 12:52:35[Ask an RU] Underwriting a Mortgage with Tip Income
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Enact2020-09-24 13:50:262021-10-19 12:53:17[Ask an RU] Permanent Heat Source Requirements
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Enact2020-08-27 08:00:452022-02-11 10:52:57[Ask an RU] Qualifying with Rental Income from a Departure Property
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Enact2020-07-30 08:45:582021-10-19 12:54:58[Ask an RU] Underwriting Mortgages with Student Loan Debt
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Enact2020-07-02 08:00:282024-06-28 16:38:48[Ask an RU] Underwriting Manufactured Houses: Labeling Conundrums
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Enact2020-05-21 09:55:382024-06-28 17:05:52[Ask an RU] Underwriting a File with Cannabis Income
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Enact2020-04-30 09:45:192021-10-19 13:02:52[Ask an RU] Got Solar? Questions to Ask When Underwriting a Home with Solar Power